{"id":84591,"date":"2026-08-16T22:26:04","date_gmt":"2026-08-16T20:26:04","guid":{"rendered":"https:\/\/www.veloshop-obernai.com\/?page_id=84591"},"modified":"2026-10-07T13:17:15","modified_gmt":"2026-10-07T11:17:15","slug":"financing","status":"publish","type":"page","link":"https:\/\/www.veloshop-obernai.com\/en\/financing\/","title":{"rendered":"Pay in instalments"},"content":{"rendered":"\n
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Pay in instalments<\/h1>\n\n\n\n

Directly online, at checkout. The monthly payment is shown under every price on the site \u2014 you know before you reach the cart.<\/p>\n<\/div>\n\n\n\n

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What is possible today<\/h2>\n\n\n\n

3\u00d7 et 4\u00d7 de 100,00\u202f\u20ac \u00e0 3\u202f000,00\u202f\u20ac sans frais, 24\u00d7 de 1\u202f000,00\u202f\u20ac \u00e0 4\u202f500,00\u202f\u20ac sans frais<\/strong><\/p>\n\n\n\n

In practice: 3\u00d7 or 4\u00d7 interest-free<\/strong> from 100 \u20ac to 3 000 \u20ac, and 24\u00d7 interest-free<\/strong> from 1 000 \u20ac to 4 500 \u20ac. Beyond 24 months or 4 500 \u20ac, a Projexio loan is still possible for up to 48 months and 6 000 \u20ac, with charges. The loan is provided by Cofidis, and approval remains subject to their decision<\/em>.<\/p>\n\n\n\n

Example for a 2 400 \u20ac purchase in 24\u00d7 interest-free: 24 monthly payments of 100 \u20ac, fixed borrowing rate 0%, fixed APR 0%, total amount payable 2 400 \u20ac. Credit offer reserved for private individuals, subject to approval by Cofidis.<\/p>\n\n\n\n

A loan is a commitment and must be repaid. Check that you can afford the repayments before committing.<\/strong><\/p>\n<\/div>\n\n\n\n

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How it works<\/h2>\n\n\n\n
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1. You choose<\/h3>\n\n\n\n

The monthly payment is shown under the price, on the product page as well as in the listings. No surprises in the cart.<\/p>\n<\/div>\n\n\n\n

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2. You fill in the form<\/h3>\n\n\n\n

A few details at checkout, and an immediate answer.<\/p>\n<\/div>\n\n\n\n

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3. It’s done<\/h3>\n\n\n\n

Your order is dispatched as usual. Payments follow the schedule you were shown.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Questions we are often asked<\/h2>\n\n\n\n
Are there any charges?<\/summary>\n

No: not for 3\u00d7 and 4\u00d7 from 100 \u20ac to 3 000 \u20ac, nor for 24\u00d7 from 1 000 \u20ac to 4 500 \u20ac. You repay the price, nothing more. Beyond 24 months or 4 500 \u20ac, the loan has charges: Cofidis shows the exact cost and the total amount payable before you sign, in black and white.<\/p>\n<\/details>\n\n\n\n

From what amount?<\/summary>\n

From 100 \u20ac to 3 000 \u20ac for 3\u00d7 and 4\u00d7. From 1 000 \u20ac to 4 500 \u20ac for 24\u00d7 interest-free. The Projexio loan goes up to 6 000 \u20ac.<\/p>\n<\/details>\n\n\n\n

And above 6 000 \u20ac?<\/summary>\n

Above 6 000 \u20ac, paying in instalments is not offered online. Call us: we find a solution case by case, in store.<\/p>\n<\/details>\n\n\n\n

Is it a loan?<\/summary>\n

Yes, a consumer loan provided by Cofidis. Approval depends on their decision. A loan is a commitment and must be repaid. Check that you can afford the repayments before committing.<\/p>\n<\/details>\n\n\n\n

Can I also pay in instalments in store?<\/summary>\n

Yes. Come and see us Tuesday to Saturday, and we will look together at what is possible depending on the amount.<\/p>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

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